Two carriers, one set of matched quotes, a clear winner per category. Every matchup is scored the same way: price from matched quote pairs, claims satisfaction from public J.D. Power data, and complaint volume from NAIC records.
GEICO wins on price in 41 of 50 states, averaging $16/mo less on comparable full coverage; Allstate wins on claims.
Progressive averages $8/mo less and wins 5 of 8 categories; Allstate answers with bundling and local agents.
GEICO wins clean-record price in 38 of 50 states; Progressive is the pick for SR-22 filings and spotty records.
State Farm wins on price in 47 of 50 states, averaging $46/mo less; Liberty Mutual counters with custom add-ons.
State Farm wins on price in 44 of 50 states, averaging $7/mo less, with agent access as the tiebreaker.
State Farm averages $14/mo less on comparable full coverage; Progressive takes the telematics and high-risk categories.
Every matchup goes through the same matched-quote process before it ships. See how we score them in our methodology.