Honda CR-V Insurance Cost (2026)

Q: Do older Honda CR-V model years cost less to insure?

Penny asks: "How much do older model years save?" Scout answers: "Plenty. A 2017 Honda CR-V runs about -14% versus the 2021 baseline of $134/mo, while a 2025 runs +17%. Liability barely moves; it is the comprehensive and collision share that falls as the vehicle depreciates."

Billie's quick take

Average full coverage: $134/mo for a 2021 Honda CR-V, clean record
Liability-only averages $52/mo across recent model years
That puts the Honda CR-V about $18/mo below the $152 national average for full coverage

Cost by model year

Model year	Liability / mo	Full coverage / mo	vs 2021 baseline
2025 Honda CR-V	$53	$157	+17%
2023 Honda CR-V	$53	$143	+7%
2021 Honda CR-V	$52	$134	baseline
2019 Honda CR-V	$52	$126	-6%
2017 Honda CR-V	$51	$115	-14%

Illustrative estimates for layout and comparison purposes; see our methodology.

Honda CR-V vs rival vehicles

Vehicle	Full coverage / mo	Note
Honda CR-V	$134	The vehicle on this page
Toyota RAV4	$136	Nearly identical
Subaru Forester	$130	Safety-tech discounts
Ford Escape	$138	Higher claim severity

Illustrative estimates for layout and comparison purposes; see our methodology.

What moves a Honda CR-V premium

Trim level: base trims sit at the bottom of the rate sheet; performance and top-spec trims carry higher collision costs
Repair and parts network: the easier a Honda CR-V is to fix near you, the lower the comprehensive and collision share runs
Safety tech: automatic emergency braking and driver-assist packages earn discounts with most major carriers
Usage: commuting under 10,000 miles a year rates cheaper; business or rideshare use adds a surcharge

Honda CR-V questions, answered

Is a Honda CR-V expensive to insure?

Not especially. At $134/mo for full coverage, a 2021 Honda CR-V runs about $18/mo below the $152 national average, so it lands on the cheaper side of the market.

Do older Honda CR-V model years cost less to insure?

Yes. A 2017 Honda CR-V runs about -14% versus the 2021 baseline; a 2025 runs +17%. Depreciation eats the collision premium. Billie approves of anything that eats premiums.

Honda CR-V insurance cost (2026)

Billie's quick take

Cost by model year

Honda CR-V vs rival vehicles

Overpriced Honda CR-V premiums are Billie's favorite snack. Bring an appetite.

What moves a Honda CR-V premium

Honda CR-V questions, answered