Chevy Silverado 1500 insurance cost (2026)

Q: Do older Chevy Silverado 1500 model years cost less to insure?

Penny asks: "How much do older model years save?" Scout answers: "Plenty. A 2017 Chevy Silverado 1500 runs about -14% versus the 2021 baseline of $151/mo, while a 2025 runs +17%. Liability barely moves; it is the comprehensive and collision share that falls as the vehicle depreciates."

MB By Marcus Bell Updated July 2026 Based on 1,810 Chevy Silverado 1500 quotes

Billie's quick take

Average full coverage: $151/mo for a 2021 Chevy Silverado 1500, clean record
Liability-only averages $57/mo across recent model years
That puts the Chevy Silverado 1500 about $1/mo below the $152 national average for full coverage

Cost by model year

Model year	Liability / mo	Full coverage / mo	vs 2021 baseline
2025 Chevy Silverado 1500	$58	$177	+17%
2023 Chevy Silverado 1500	$58	$162	+7%
2021 Chevy Silverado 1500	$57	$151	baseline
2019 Chevy Silverado 1500	$56	$142	-6%
2017 Chevy Silverado 1500	$56	$130	-14%

Illustrative estimates for layout and comparison purposes; see our methodology.

Chevy Silverado 1500 vs rival vehicles

Vehicle	Full coverage / mo	Note
Chevy Silverado 1500	$151	The vehicle on this page
Ford F-150	$147	Cheapest full-size to insure
Ram 1500	$156	Costlier interior tech
GMC Sierra 1500	$158	Premium trim tax

Illustrative estimates for layout and comparison purposes; see our methodology.

Overpriced Chevy Silverado 1500 premiums are Billie's favorite snack. Bring an appetite.

Compare Chevy Silverado 1500 Rates

What moves a Chevy Silverado 1500 premium

Trim level: base trims sit at the bottom of the rate sheet; performance and top-spec trims carry higher collision costs
Repair and parts network: the easier a Chevy Silverado 1500 is to fix near you, the lower the comprehensive and collision share runs
Safety tech: automatic emergency braking and driver-assist packages earn discounts with most major carriers
Usage: commuting under 10,000 miles a year rates cheaper; business or rideshare use adds a surcharge

Chevy Silverado 1500 questions, answered

Is a Chevy Silverado 1500 expensive to insure?

Not especially. At $151/mo for full coverage, a 2021 Chevy Silverado 1500 runs about $1/mo below the $152 national average, so it lands on the cheaper side of the market.

Do older Chevy Silverado 1500 model years cost less to insure?

Yes. A 2017 Chevy Silverado 1500 runs about -14% versus the 2021 baseline; a 2025 runs +17%. Depreciation eats the collision premium. Billie approves of anything that eats premiums.